Professor’s Choice Insurance Group (“PCIG,” “we,” “us,” or “our”) operates this website. By accessing or using our website or services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website.

Use of Our Website

You agree to use this website only for lawful purposes and in a way that does not harm or restrict anyone else’s use of it. You must not attempt to gain unauthorized access to our website, systems, or data.

Information Only, Not a Binding Offer

The content on this website is for general information only. Submitting a quote request or contact form does not create an insurance policy or guarantee coverage. Coverage begins only when a policy is issued by an insurance carrier and applicable premiums are paid, subject to the terms of that policy.

Quotes and Accuracy of Information

Quotes are estimates based on the information you provide and may change after underwriting. You agree to provide accurate and complete information. Incorrect or incomplete information may affect your quote, coverage, or claims.

Insurance Carriers and Products

We work with multiple insurance carriers. Policies are issued and underwritten by those carriers, and the carrier’s policy terms, conditions, limits, and exclusions apply. Product availability may vary by state.

Text Messaging and Communications

By providing your phone number and opting in, you agree to receive text messages from us about your insurance quotes, policies, and account updates. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or HELP for assistance. Consent to receive text messages is not a condition of purchasing any product or service.

Intellectual Property

All content on this website, including text, logos, graphics, and design, belongs to PCIG or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute any content without our written permission.

Third-Party Links

Our website may link to third-party websites. We do not control or endorse them and are not responsible for their content or practices.

Disclaimer of Warranties

This website is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, PCIG and its owners, employees, and agents will not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use your information.

Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles. Any disputes will be handled in the courts located in Michigan.

Changes to These Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the website means you accept the updated Terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Professor’s Choice Insurance Group
26877 Northwestern Highway, Suite 411, Southfield, MI 48033
info@professorschoiceig.com
734-331-0059